Equifax (NYSE:EFX) Beats Q1 2026 Estimates on Mortgage Strength

Recent Developments

Equifax Inc. (NYSE: EFX) reported first-quarter 2026 results on April 21, 2026, beating Wall Street expectations on both revenue and profit. According to the company, sales rose 14.3% year-on-year to $1.65 billion, compared to $1.44 billion in the same quarter a year ago.

The company posted a non-GAAP profit of $1.86 per share, coming in 9.7% above analysts' consensus estimates, according to Yahoo Finance. On a GAAP basis, Equifax reported net income of $171.5 million, or $1.42 per share.

Management cited higher loan demand as a key driver, with the U.S. mortgage business contributing notably to the quarterly performance, according to Finnhub. Despite ongoing macroeconomic uncertainty, Equifax maintained its full-year revenue outlook.

Looking ahead, the company guided for second-quarter revenue of approximately $1.70 billion, broadly in line with analyst expectations.

Financial Snapshot

Equifax shares are currently trading at $198.45, up $2.23, or 1.14%, on the day. The previous close was $196.22. Over the past 52 weeks, the stock has traded between $166.02 and $281.03.

Q1 revenue of $1.65 billion marked the company's strongest year-on-year growth in recent quarters, with U.S. mortgage activity serving as a primary catalyst. The non-GAAP earnings beat of 9.7% reflects execution above street-level expectations heading into the second quarter.

Wall Street View

Analyst sentiment toward Equifax remains broadly positive. As of April 1, 2026, the consensus breakdown stands at 8 Strong Buy, 11 Buy, and 10 Hold ratings, with zero Sell or Strong Sell recommendations. This distribution is unchanged from the prior period recorded on March 1, 2026, suggesting stable conviction among covering analysts.

No analyst price target data is currently available for comparison or directional commentary.

Key Takeaways

• Equifax reported Q1 2026 revenue of $1.65 billion, up 14.3% year-on-year, beating Wall Street estimates.
• Non-GAAP earnings per share of $1.86 exceeded analyst consensus by 9.7%, while GAAP net income reached $171.5 million.
• The company maintained its full-year revenue outlook and guided for Q2 revenue of approximately $1.70 billion.
• Analyst consensus as of April 1, 2026 shows 19 Buy-equivalent ratings and 10 Holds, with no Sell recommendations on record.